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Read this quick guide to successfully getting a mortgage so you can buy the house of your dreams. From budgets to credit reports, you need to be organised to get the best deal on your home loan.

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Harmoney Limited (FSP373486), Harmoney Nominee Limited (FSP590148), and Harmoney Services Limited (FSP593769) are licensed to provide a peer to peer lending service under Part 6 of the Financial Markets Conduct Act, 2013. The conditions of these licences imposed by the Financial Markets Authority are published on www.business.govt.nz/fsp.

Harmoney Limited, Harmoney Nominee Limited, and Harmoney Services Limited are registered under the Financial Service Providers (Registration and Dispute Resolution) Act 2008.