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Read this quick guide to successfully getting a mortgage so you can buy the house of your dreams. From budgets to credit reports, you need to be organised to get the best deal on your home loan.

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Harmoney Limited (FSP373486) is licensed to provide a peer to peer lending service under Part 6 of the Financial Markets Conduct Act, 2013. The conditions of these licences imposed by the Financial Markets Authority are published on www.business.govt.nz/fsp.

Harmoney Nominee Limited holds Financial Service Providers’ Licence No 590148, and Harmoney Services Limited holds Financial Service Providers’ Licence No 593769 under the Financial Service Providers (Registration and Dispute Resolution) Act 2008.